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75,000 Flybuys bonus points
0% p.a. for 12 months on Balance Transfers
$99 p.a. ongoing annual fee

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flybuys points are transferrable to Velocity points
Combined flybuys and credit card
No international transaction fee on purchases, when shopping online or overseas
Apple Pay & Samsung Pay Support

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2 flybuys per $1 on eligible spend up to $3,000 per statement period

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Directing you to Coles Financial Services secure application